Platform comparison

PayPal vs.
Sponsor A Purpose

Discover why nonprofits choose Sponsor A Purpose

Why switch

A PayPal alternative that manages donors, not just payments

PayPal is a payment processor with a donate button on top. It will take money reliably, and for a confirmed charity its rate is genuinely competitive. What it will not do is tell you who gave last year and lapsed, which volunteers also donate, or which lapsed donors to call this month. Sponsor A Purpose includes donation processing and the CRM around it. PayPal alternatives are easy to compare on rate and hard to compare on everything else, because PayPal has no donor record to compare against.

What SAPu offers

Every gift on a record

Donation history, notes and tasks on one supporter profile

0% platform fees

Stripe processing at 2.2% + $0.30, published openly

Follow-up built in

Segments, email and journeys from the same data

Not just PayPal

It replaces your whole stack, not just PayPal

A CRM here, a donation form there, email somewhere else. Sponsor A Purpose brings all of it into one connected platform.

Feature comparison

Cost and what you get free

PayPal publishes its rates and charges nothing to set up or cancel, and confirmed charities can qualify for 1.99% + $0.49, which beats our 2.2% + $0.30 on larger gifts. That rate needs an application and pre-approval; standard commercial rates run 2.99% to 3.49% otherwise. What PayPal does not include at any price is a CRM.

Cost and what you get free: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Free core CRMSponsor A Purpose: yesPayPal: no
Published processing ratesSponsor A Purpose: yesPayPal: yes
No setup or cancellation feesSponsor A Purpose: yesPayPal: yes
Rate below 2% for approved charitiesSponsor A Purpose: noPayPal: yes

Donor CRM

This is the whole argument. PayPal gives you transactions in a payments dashboard: no supporter profile, no giving history in one place, no segmentation, no notes, no tasks. Every gift here attaches to a donor record you can act on.

Donor CRM: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Donor records with full giving historySponsor A Purpose: yesPayPal: no
Segmentation and custom fieldsSponsor A Purpose: yesPayPal: no
Notes on contact recordsSponsor A Purpose: yesPayPal: no
Tasks and activitiesSponsor A Purpose: yesPayPal: no

Giving and payments

PayPal is strong here and matches us on processing, recurring giving, a hosted donation page, an embeddable button, QR codes for in-person giving and letting donors pick a program or fund. DAF giving and employer matching gifts inside the widget are ours.

Giving and payments: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
DAF giving built into the widgetSponsor A Purpose: yesPayPal: no
Corporate matching giftsSponsor A Purpose: yesPayPal: no
Online donation processingSponsor A Purpose: yesPayPal: yes
Recurring givingSponsor A Purpose: yesPayPal: yes
Hosted donation pageSponsor A Purpose: yesPayPal: yes
Embeddable donation buttonSponsor A Purpose: yesPayPal: yes
QR code for in-person givingSponsor A Purpose: yesPayPal: yes
Donors choose a specific program or fundSponsor A Purpose: yesPayPal: yes

Communication and automation

PayPal sends payment notifications and nothing else. Segments, email campaigns and prebuilt journeys run off the same donor data here, so a gift can trigger the follow-up without an export.

Communication and automation: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Fundraising email campaignsSponsor A Purpose: yesPayPal: no
Prebuilt donor journeysSponsor A Purpose: yesPayPal: no

Grants

PayPal does no grant work. Grant discovery on IRS 990 funder filings, deadline and pipeline tracking and AI-assisted writing are add-ons here.

Grants: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Grant discovery on IRS 990 funder dataSponsor A Purpose: yesPayPal: no
AI grant writingSponsor A Purpose: yesPayPal: no

Volunteers

PayPal has no volunteer side. Volunteers, fosters and partners sit on the same record set as donors with us, with volunteer management as a $29 a month add-on.

Volunteers: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Volunteer managementSponsor A Purpose: yesPayPal: no

Services and support

PayPal is a payments company serving every kind of business; we work only with nonprofits. Website design and hosting, growth consulting and appointment scheduling are paid services we offer and they do not.

Services and support: Sponsor A Purpose compared with PayPal
FeatureSponsor A PurposePayPal
Appointment schedulingSponsor A Purpose: yesPayPal: no
Website design and hosting (service)Sponsor A Purpose: yesPayPal: no
Nonprofit-only focusSponsor A Purpose: yesPayPal: no
FAQ

Sponsor A Purpose vs. PayPal: common questions

It depends on your average gift. PayPal's confirmed charity rate is 1.99% + $0.49; Sponsor A Purpose passes through Stripe at 2.2% + $0.30 with 0% platform fees. The higher fixed fee and lower percentage means PayPal costs more on small gifts and less on large ones, with the crossover around $90. On a $50 gift PayPal takes $1.49 against our $1.40; on a $500 gift PayPal takes $10.44 against our $11.30.

Sponsor A Purpose

Keep the processor. Add the donor record.

PayPal is a competent way to take a payment. Sponsor A Purpose gives you the CRM, forms, reporting and follow-up around it, with no monthly fee on the free tier.